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Financial Policy

It is the philosophy of Physicians & Surgeons for Women that all patients receive the best possible care and service. Therefore, your complete understanding of our financial policy as it relates to your financial obligations is an essential part of our philosophy. Please read this thoroughly.

Many changes have taken place in the health insurance industry in recent years. Services once covered in full are now partially covered, covered only under certain circumstances, or in some cases not covered at all. It is your responsibility to know your plan benefits, please check with your insurance company regarding possible coverage exclusions.

Payment for all services provided by our practice is due in full at the time the services are rendered. Exclusions to this policy are those patients with insurance, Medicare, Medicaid or confirmed Worker’s Compensation patients. Free or reduced care is available through our Charity Care Program to patients who demonstrate a financial hardship and do not meet all of the eligibility requirements necessary to receive assistance from other federal and state benefit programs.

You will be billed in full for any services that your health plan deems to be a non-covered service or any balance due after we have received payment from your insurance carrier. All patient balances are payable upon receipt of the statement.

It is our policy that any patient at the age of eighteen years or older will be financially responsible for all charges incurred. For any patient under the age of eighteen, the parent who accompanies the minor for their visit will be financially responsible for all charges incurred.

A $35 Returned Check Fee will be assessed to the account for every check returned for insufficient funds.

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Appointments in Springfield, call: 937-323-7340937-323-7340

Appointments in Urbana, call: 937-323-7340937-323-7340